In 1989, insurance companies dramatically increased Texas workers’ compensation premium rates, and many exited the market because of uncontrolled medical and legal payments under the

  Opt-in to Workers’ Compensation – Texas innovation and competition has created one of the best-performing workers’ compensation systems in America. Opt-in to QCARE – A

Table of Contents Opt-In or Opt-Out of Texas Workers’ Compensation: 19 Points of Agreement that May Surprise You Benefits & Negligence Liability in Balance  ERISA

The success of Texas injury benefit programs for injured workers and employers has generated interest in work comp alternatives across America.  The Oklahoma Option was

The Oklahoma Legislature enacted the Oklahoma Employee Injury Benefit Act (the “Oklahoma Option”) in 2013, which became effective in 2014. But the Oklahoma Supreme Court

State & Federal Law Hybrids are the Norm.   The application of state labor and insurance laws, as well as federal labor and employee benefit