ARAWC > News Articles and Published Reports

News Articles and Published Reports






Nonsubscription in Texas and its effects,” University of Illinois at Chicago

This study was first published for academic discussion by the IZA Institute of Labor Economics in 2019, then officially published in February 2020 in the Journal of Risk and Uncertainty.  It reflects consistent, positive results for injured workers and employers covered by Texas injury benefit programs.  Every academic, government and other independent analysis of program data over the past quarter century tells the same story.

Key findings from the University of Illinois for when companies switch from Texas workers’ compensation to Texas injury benefit programs:

  1. No change in the number or types of injury claims reported,
  2. Total medical payments immediately dropped by 40%,
  3. Better able to avoid hospitalizations of injured workers,
  4. Immediate reduction in work-loss of 80%,
  5. Reduction in litigated claims of 35%, and
  6. Total cost reduced 46%.

The study is 24 pages, but here’s a four-page summary.