WHO IS ARAWC

The Association for Responsible Alternatives to Workers’ Compensation (ARAWC) is dedicated to representing and advocating for responsible, competitive alternatives to traditional workers’ compensation. ARAWC is comprised of leading national, regional and state employers, third party administrators, insurers, brokers, law firms and other workers’ compensation experts dedicated to delivering improved outcomes for injured employees and their families.

OUR MISSION

As its top strategic objective, ARAWC’s mission includes protecting and promoting the Texas Option and its distinct, proven advantages. Consequently, the association actively pursues:

  • Expanding and improving understanding of the advantages of the Texas Option through educational meetings, information distribution and collaborative, active dialogue with members and industry experts.
  • Clarifying the critical differences between responsible Texas employers with a formalized nonsubscription benefit plan (Texas Option), and an employer who offers no coverage or response plan.
  • Working collaboratively with legislators and regulators, like the Texas Department of Insurance and U.S. Department of Labor, to help them better understand the Texas nonsubscriber environment while furthering this dialogue in Washington, DC and Austin.
  • Promoting new research and building upon prior studies that support the superior statistical performance and employee satisfaction found under the Texas Option.
  • Providing interested parties with documented evidence, research, case studies and testimony that provide compelling proof of the clear-cut advantages and remarkable employee and employer outcomes of the Texas Option.

We are fully committed to seeing the Texas Option model of nonsubscription thrive locally in Texas and beyond.

ARAWC IS DEDICATED TO RETAINING A RESPONSIBLE ALTERNATIVE TO WORKERS’ COMPENSATION IN TEXAS AND PROVIDING EMPLOYEE PROTECTION NATIONWIDE BY:

Providing all employees with immediate response to workplace injury providing medical, disability and survivor benefits under no fault injury benefit plans.

Advancing use of injury benefit plans for response to workplace injuries under U.S. Department of Labor ERISA rules and regulations and other applicable state and federal laws.

Providing education and advocacy through employer involvement educating state policymakers, and providing strategic resources on the positive benefits of an elective employer option for employees and employers.

Using fair and equitable procedures for all dispute resolution. Any benefit dispute is handled under the Department of Labor-required process separate and apart from any other recourse the employee may have. Court or Alternative Dispute Resolution (ADR) for tort (negligence) or other employment claims operates separate and apart from the injury benefit plan dispute protocol.

Improving efficiency by providing each employee with pre-injury communications of injury benefit plan documents and benefit claim handling servicing information.

All parties are accountable (employer, employee, medical providers, services providers etc.) to the number one goal of achieving the best medical outcome and returning the employee to full time employment.