No. Texas injury benefit programs have never been about reducing benefits to injured workers. Instead, they rely on better communication, accountability and medical management to

No. Texas injury benefit programs are commonly reviewed on an ongoing basis, continually improving benefit entitlements and outcomes. Change in traditional workers’ compensation programs occurs

Not exactly. Both workers’ compensation and Texas injury benefit programs allow employers to insure, self-fund or do a combination of insurance and self-funding. This is

Yes. Texas injury benefit employers are subject to several federal laws that make it unlawful for any person to discriminate or retaliate against an injured

Yes. Employees have extensive internal and external rights to appeal any benefit denial, including access to state and federal courts. Federal law prohibits mandatory, final

Yes. Independent studies of this competitive alternative to Texas workers’ compensation have already been conducted by Stanford University School of Law and other prominent, national

Yes. Texas injury benefit programs to workers’ compensation are saving money for federal and state governments not costing them money. Cost shifting to government programs

First, Social Responsibility: Most Texas injury benefit employers take social responsibility very seriously. They commonly compete to be recognized locally and nationally as a “Best

This is an advantage for everyone, not a penalty. More immediate notice of injury has several important advantages for workers and employers. Prompt injury reporting

Texas has dropped from the 10th most expensive workers’ compensation system in the U.S. (in 2003) to ranking 43rd in terms of expense (in 2018) AND achieved better medical outcomes for injured workers.

The vast majority of workers’ compensation and Texas injury benefit program claims do not involve catastrophic injury. For these typical claims, all reasonable and necessary

The sad truth is there are tragic stories under both workers’ compensation and Texas injury benefit programs. The questions everyone should be asking are: Which

Better understanding of injury benefit rights and responsibilities? Immediate medical diagnosis and treatment by the best available physician? Payment of higher wage replacement benefits on