FAST FACTS
Fast Facts
Straight answers to the questions most often asked about Texas injury benefit programs.
- Are exclusions and limitations on benefits only found in Texas injury benefit programs?
- Are Texas injury benefits “self-insurance?”
- Are there supporters of Texas injury benefit programs within the workers’ compensation industry?
- Do injured workers have access to the courts for benefit disputes?
- Do Texas injury benefit programs focus on saving money by reducing benefits?
- Do Texas injury benefit programs or workers’ compensation programs pay better benefits?
- Do Texas injury benefit programs pay “reasonable and necessary” medical expenses?
- Do Texas injury benefit programs provide protections against discrimination and retaliatory discharge of injured workers?
- Do Texas injury benefit programs reduce cost shifting of occupational injury costs to government programs?
- Do Texas injury benefit programs remain static over time?
- Have independent studies been performed on Texas injury benefit programs?
- How do Texas injury benefit programs compare to workers’ compensation?
- How has the Texas injury benefit program impacted Texas workers’ compensation over the past 12 years?
- If employers are more involved, how do we know they will do the right thing for injured workers?
- Is a Texas injury benefit program just like workers’ compensation reform legislation?
- Is a Texas injury benefit program the same as “Opt-Out”?
- What about tragic injury cases?
- What would you want for yourself or a family member if hurt at work?
- Why do Texas injury benefit programs require faster injury reporting than workers’ compensation?